Buyer Information

Owning v. Renting, Renting and Inflation, Wealth and Equity, No More Landlords

Mortgage Payments, Accumulating a Down Payment, Closing Costs, Homeowner's Insurance, PMI/Mortgage Insurance, Property Taxes, Tax Benefits of Ownership, Tax Benefits of Selling, Maintenance and Other Costs

Getting Preapproved, Good Neighborhoods, Evaluating Neighborhoods, Used Homes, New Homes, Condo/Co-op Advantages, Condo Drawbacks, Understanding Co-ops

The Team and the Players, The Perfect Agent, Understanding Agency, Selecting an Agent, Your Agent and You, Using a Lawyer, Who is the Broker, Other Key Advisors

Basic Rules of Negotiating, Making an Offer to Purchase, Getting a Counter Offer, Negotiating Credits, Major Corrective Work

Mortgage 101, Fixed or Adjustable?, Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), 15 or 30 Year Terms, Understanding Points, Other Lenders Fees, Locating a Lender, Traits of Good Lenders, Loan Prequalification and Preapproval

Understanding Inspection, Why Properties Should be Inspected, Types of Inspections, Optimizing Inspections, Homeowner's Insurance, Title Insurance, Title Risks

Final Closing Statement, Possession Options, Final Verification of Condition, Joint Tenancy, Buyer's Remorse

Reassemble Your Finances, Ignore Solicitations, Tax Assessments, Refinancing, Keep Receipts for Improvements